Skip to content
$1 USD = … COPGet Connected →

TOOLS · FINANCIAL

Plain-vanilla money calculators.

Seven standard tools in one place. No tricks, no upsell, no Colombia math. Punch in your numbers (everything is in USD) and the figures update as you type.

Mortgage payment

Loan details
$
Monthly payment
$1,896
Principal and interest only. Taxes, insurance, and HOA are extra.
Total paid over the term$682,633
Total interest$382,633

Mortgage payoff

Current loan
$
$
Time to debt-free
17 yr 6 mo
At a fixed monthly payment. Raise the payment to shorten this.
Total months210
Total interest paid$168,494

Investment growth

Plan
$
$
Projected value
$300,851
A flat assumed return, compounded monthly. Real markets do not move in a straight line.
You put in$130,000
Growth on top$170,851

Net worth

Snapshot
$
$
Net worth
$250,000
Assets minus what you owe. One honest number, no spin.
Assets$400,000
Liabilities$150,000

Debt snowball

Smallest balance first, for momentum. Edit the three debts and your extra payment below. Avalanche (next) reads the same rows.

Your debts
DebtBalanceAPR %Min / mo
Credit card
$
$
Car loan
$
$
Student loan
$
$
$
Snowball plan
6 yr 5 mo
Time until every balance hits zero.
Total interest$6,941
Payoff orderCredit card → Car loan → Student loan

Debt avalanche

Highest APR first, the cheapest path mathematically. Uses the same three debts and extra payment from the snowball above.

Same rows as above

This method reads the debts and extra payment you entered in the snowball section. Change them there and both results update.

Avalanche plan
6 yr 5 mo
Time until every balance hits zero.
Total interest$6,941
Payoff orderCredit card → Car loan → Student loan

Debt-to-income

Monthly figures
$
$
DTI ratio
30.0%
Healthy (≤36%)
Monthly debt$1,800
Gross income$6,000

Like running the numbers?

We send the occasional plain-English note on money, moving, and the parts nobody explains. No spam, leave whenever.

These are standard finance formulas for general use. Results are estimates, not advice, and they assume fixed rates and steady contributions. Your real numbers will vary. Check anything load-bearing with a professional.